Our Investment Philosophy

A Capital Preservation Philosophy

Four Quadrants is a private, “fee-only” financial planning firm with only dentists as clients. Founded by dental industry veterans, Four Quadrants discovered the secret to helping dentists build the retirement they dreamed of.  As dental business experts, Four Quadrants helps the dentist improve their dental business and bring clarity to the complex financial threads throughout. The result is far greater savings for retirement. The more money the dentist can save, the less risk they are required to take to meet financial goals in their retirement plan. There is a direct – but inverse – relationship between saving more and investment risk.

Because our proprietary methods allow our dental clients to save more, they can enjoy a more conservative, predictable approach to building wealth without suffering dramatic and unpredictable swings in our modern stock market. We believe, with any great investment advisor, the dentist deserves:

• Reasonable fees based on investment portfolio value – not transactions or commissions
• Actively managed investments to address an ever-changing stock market
• A capital-preservation philosophy focused on portfolio protection over “home runs”